Ally is expanding its unsecured personal lending business and to support this growth, it is looking for an additional attorney to support the business-to-business-to-consumer model. The Personal Lending Attorney will be one of a team of two attorneys responsible for supporting the business activities related to marketing, underwriting, and servicing personal loans through this B-to-B-to-C model. S/he will report to the Deputy General Counsel.
Qualifications & Skills
Law Degree required from a reputable law school and strong academic
Ten years or more experience supporting or counseling a business engaged in providing unsecured consumer credit (i.e., installment loans or credit cards).
Experience advising a banking organization, most particularly in the areas of compliance with laws and regulations associated with consumer lending, e.g,. TILA/Regulation Z, ECOA/Regulation B, EFTA/Regulation E, CFPB prepaid account rule, UDAAP, GLBA/Regulation P, FCRA/Regulation V, BSA/KYC, MLA, SCRA, E-SIGN, state money transmitter and lending licensing laws, and federal and state rulemakings, supervisory activities, and enforcement
Unquestioned reputation for ethical conduct and
Exemplary written and oral communication
Intellectual curiosity and entrepreneurial
Strong work ethic and an ownership and goal-oriented
Robust interpersonal skills - self-aware, accountable, and
Track record of taking initiative, innovating, and implementing
Keen attention to detail and outstanding organizational
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