By delegation of the Board of Directors, the Chief Regulatory Risk Officer has the authority and responsibility for the day-to-day execution and oversight of the Bank’s Compliance Management System and Enterprise Risk Management Program.   Specific responsibilities include:Thorough understanding of applicable banking and consumer laws and regulations. Serve as a compliance expert and advisor to department managers.Management and administration of the Bank’s Compliance Management Program and team, including the review and management of compliance policies and procedures, performance of risk assessments, creation of monitoring/testing schedules, testing the effectiveness compliance related controls, managing regulatory change projects, and conducting employee training